Strategic Financial Guidance for Business Owners

I provide structured financial strategy sessions and advisory support to Canadian business owners (including Quebec) who want clarity, confidence, and better decision-making.

I work with incorporated owner-managers, sole proprietors, freelancers, contractors, and those considering incorporation. My goal is to help you think clearly about compensation, tax planning, and financial structure and move forward with clear actionable steps.

Strategy Session for Business Owners

A focused 60-minute session designed to help you address your most important financial questions.

Examples of common topics that come up during these sessions include:

  • Starting your Canadian/Quebec based business

  • When to register for GST/HST/QST?

  • Charging tax to US/International clients?

  • Salary vs. Dividends for owners and optimization.

  • Sole Proprietorship vs. Incorporation benefits.

  • Questions, review and organization in QuickBooks Online.

  • What types of expenses are deductible

  • Independent contractor vs. Employee classification.

  • Fixing messy or duplicate accounting data.

  • Managing shareholder loan repayment rules.

  • Filing back taxes or amending returns.

  • Review of personal financial goals

  • Understanding tax obligations (QPP/CPP contributions, income taxes, payroll and sales tax).

  • Setting up payroll systems

After our session, you’ll leave with clarity and confidence on your next steps.

What You Receive

  • 60-minute strategy session via Zoom

  • Clear analysis and practical guidance

  • Defined next steps

  • A recording of the session

  • A written summary and relevant resources for future reference


Price: CAD $229 + tax

The fee is fully deductible as a business expense, and sales taxes paid are claimable.


Ongoing Advisory for Incorporated Owner-Managers

For incorporated business owners who want proactive oversight throughout the year, I offer a limited number of ongoing advisory relationships.

This is designed for owner-managers who want:

  • Structured compensation planning (salary vs dividends)

  • Installment and tax positioning guidance

  • Corporate financial health review

  • Alignment between corporate decisions and personal financial goals

  • Accountability and clarity as their business evolves

Ongoing advisory includes:

  • Quarterly advisory/check-in sessions

  • Proactive planning discussions

  • Ongoing email support between sessions

  • Access to Ask Ronika membership including a full archive of webinars and resources

If you are interested in exploring an ongoing advisory relationship, please contact me directly.


QuickBooks Review & Cleanup (Project-Based)

For business owners who need a structured review and cleanup of their QuickBooks file before tax filing, year-end planning, or major decisions.

This service is ideal if:

  • Your books feel disorganized or unclear

  • Reconciliations are incomplete

  • Tax accounts need correction

  • You want confidence in your financial reports

  • You need help with structuring your file or making the most of QBO features

Each project begins with a scoping discussion to assess complexity and required work.

QBO Cleanup Projects start at $950 CAD

Final pricing depends on scope and condition of the file


My Approach

As a CPA and CFA with nearly two decades of experience working with hundreds of business owners, I combine a supportive approach with technical expertise and practical judgment.

Every one who comes to me has a unique set of circumstances. I focus on understanding your challenges within your specific context, so that we can find the best actionable solution. .

Most clients leave our discussions feeling clearer, more confident, and better equipped to make informed financial decisions.