For Canadian Small Business Owners

Stop guessing.
Start
understanding
your finances.

Most small business owners learned finance by accident and pay
for it at tax time. I help you avoid costly mistakes and feel
genuinely confident about your numbers.

As seen in

CBC | Globe & Mail | Toronto Star | Global News

From a Client

“Ronika explains everything clearly and logically to help you get your business set up properly. She is a very valuable resource!"

— Ted Cragg, Montréal

Join 2,000+ Canadian business owners · Free, always

Explore free resources

How I Help

Pick the area you need help with right now

Taxes

Understand & file your taxes

GST/HST, self-employed income, corporate tax, deductions — plain-language guides, courses, and checklists so you stop dreading tax season.

Tax resources

QuickBooks

Set up & use QuickBooks Online

Step-by-step tutorials, a full masterclass, and a setup checklist — get your books in order without paying someone to do it for you.

QuickBooks resources

Get personal help

Talk through your specific situation

A focused paid consulting session gives you personalized guidance on your taxes, finances, or accounting tailored to exactly where your business is right now.

Book a Consultation

Meet Ronika.

Taxes, accounting and finances are an unavoidable part of running a small business and for most owners, they're also a source of constant stress. CRA deadlines, uncertainty about whether you're doing things right, and the nagging feeling that one mistake could cost you.

But here's the thing: it doesn't have to be that way. With the right guidance, understanding your finances can actually feel empowering.

I'm a CPA, CFA and author with 15 years of corporate finance experience. I started Montreal Financial because I believe every Canadian business owner deserves to understand their own numbers without needing to hire an accountant for every question.

More about me →

What Clients Are Saying

I’ve had the privilege of working with hundreds of Canadian self employed, small business owners, freelancers and independent contractors. Here’s what a few of them had to say.

From the Blog


Free newsletter

Finance tips that pay
for themselves

Every two weeks, one practical, jargon-free email to help you avoid costly
mistakes and make smarter financial decisions.

✓ Tax deadlines and what they mean for you

✓ Deductions most business owners miss

✓ Plain-language CRA updates

✓ QuickBooks tips and accounting basics