Understanding Your Business Finances
Just Got Simpler

Get reliable on-demand answers, community support, and practical tools that are designed to help Canadian solopreneurs and small business owners feel less overwhelmed and more confident with their finances.

Does Any of This Sound Familiar?

◈ You’re running a business but constantly wondering, “Am I doing this correctly?”

◈ You Google something or ask ChatGPT and get different, inconsistent answers.

◈ Your friends or family members assure you that something is correct, but it sounds off to you.

◈ You’re not sure which expenses are deductible or how to pay yourself properly.

◈ You’re trying to use QuickBooks Online but need help understanding how things should be categorized or set up.

◈ You not sure if you should register or have specific questions about GST/HST or QST.

◈ You sort of understand tax, but can’t be sure that you’re not missing something important.

◈ You wish you could ask a quick question without having to pay for a full consultation.

◈ You’re an accountant or bookkeeper who wants a reliable Canadian reference for client questions

Meet Ask Ronika: Your Go-To Financial Resource

Ask Ronika gives you clear, reliable guidance for the financial side of your business so you can stop guessing and start feeling confident. Whether you're managing your own books, using QuickBooks Online, navigating GST/HST or QST, or trying to make better financial decisions, you’ll always have a trusted place to turn for answers.

What You Get Inside Ask Ronika

Ask Ronika gives you the tools, training, and support you need to manage your business finances with confidence, in a supportive space.

💬The Ask Ronika Clone (24/7 On-Demand Answers)

Ask questions anytime and get clear, reliable guidance based on your real-life scenarios.
It’s trained on my books, blog posts, webinars, and resources so you get practical, Canadian-focused answers whenever you need them.

Perfect for:

  • QuickBooks questions

  • Tax deductions

  • GST/HST & QST

  • Paying yourself (salary, dividends, draws)

  • Year-end preparation

  • “Am I doing this right?” checks

And if the tool can’t fully answer? You’ll get personal help from me within 2–5 business days.

🗓️Monthly Live Webinar + Q&A (Included for Members)

Each month, you’ll get access to a new live training on a key small business topic including tax, bookkeeping, QuickBooks, deductions, GST/HST, managing your finances and more.

Every session includes Q&A time, so you can get clarity on your specific situation.

Members attend free. ( Non-members pay separately.)

Can’t attend live?
You get unlimited access to the replay library.

👥Private Community on Circle

Connect with fellow small business owners, solopreneurs, and financial professionals in a supportive space.

Inside the community, you can:

  • Share experiences

  • Ask follow-up questions

  • Learn from others’ challenges

  • Get gentle accountability and reminders

  • Join discussions around monthly topics

It’s a simple, welcoming and judgement free environment .

📋Growing Library of Checklists, Templates , Guides and Masterclasses

Stay organized and reduce stress with practical resources to help you run your business:

  • Tax and GST/HST checklists

  • QuickBooks setup and workflow guides

  • Expense/revenue tracking tools

  • Step-by-step how-to guides

  • Fast-reference sheets for common questions

All designed to be simple, useful, and easy to implement.

➗20% Off Consultations (Member-Only Pricing)

Need a deeper conversation or a financial check-in? Members receive 20% off 1:1 consultations with me.

This makes it easy to get personalized guidance when you need more than a quick answer.

How It Works

✔ Join the membership

Choose the monthly or annual plan and get immediate access to Ask Ronika, the community, and all resources.

✔ Ask your questions anytime

Use the Ask Ronika tool to get clear, practical guidance 24/7. If something needs deeper explanation, I step in with a personalized response.

✔ Attend the monthly live webinar

Learn key small business topics each month and ask your questions during the live Q&A. Can’t attend? Watch the replay anytime.

✔ Use the tools & community support

Access checklists, templates, guides, and discussions inside the private Circle community.

✔ Get help anytime you need it

Whether it’s tax, bookkeeping, QuickBooks, or a financial decision, you always have a reliable place to turn for support.

Why Ask Ronika Is Different

※ Canadian-focused guidance you can trust

Ask Ronika gives you answers that apply specifically to Canadian tax, GST/HST, QST, QuickBooks and small business rules.

◉ Designed for solopreneurs and small business owners

Whether you’re a sole proprietor, incorporated business, freelancer, or accountant/bookkeeper, the guidance is tailored to the realities of running a small business in Canada.

➤ A blend of speed and expert support

You get on-demand answers anytime through the Ask Ronika tool and when a question needs more nuance, I step in personally so you don’t have wait for weeks to get a clear answer.

✎ Monthly live training and Community

You’re not joining a passive resource library. Rather, you’re getting continuous learning that helps you stay on top of your finances throughout the year. Ask questions, share experiences, and learn from others

✧ Clear, practical explanations

Everything is written for real business owners who want to understand their numbers and feel confident with their financial decisions.

✔ Real value without overwhelm

You don’t need to keep track of dozens of courses.
Everything you need including tools, checklists, monthly webinars, community, and guidance is in one place.

Not Sure if ask Ronika is Right For You?

Ask Ronika is for you if…

✔ You’re a solopreneur, freelancer, or small business owner in Canada

✔ You’re self-employed (sole proprietor or incorporated)

✔ You use QuickBooks Online or spreadsheets

✔ You want clear answers about taxes, deductions, GST/HST, QST, and paying yourself

✔ You want support without booking a consultation every time

✔ You prefer simple, practical explanations — not jargon

✔ You like having reliable guidance, training, and tools in one place

Ask Ronika is Not for you if…

✘ You want someone to do your bookkeeping or tax return for you

✘ You need advanced corporate tax planning or multi-entity structures

✘ You’re looking for U.S. tax or bookkeeping guidance

✘ You want a large, busy community with constant daily engagement

✘ You’re not interested in learning or improving your financial skills

Frequently Asked Questions

  • Consultations give you personalized, 1:1 advice.
    Ask Ronika provides on-demand guidance, monthly training, checklists, and community support and you can still book consultations at a 35% discount when you need deeper help.

  • As long as it relates to small business finance, taxes, bookkeeping, QuickBooks Online, GST/HST, QST, deductions, or personal finance for business owners.

    If a question needs more nuance, I step in personally.

    Note: I do not answer advanced or complex tax questions. In this case, I will tell you to consult with a tax specialist.

  • No. Many members use spreadsheets or other accounting tools.
    However, if you do use QBO, you’ll get bonus value from the tips, templates, and guidance.

  • Generally speaking, you will get the most value out of this membership if you are Canadian as all tax related discussions specifically draw on Canadian tax legislation. QuickBooks, accounting and other finance related topics are mostly not Canadian specific.

  • Absolutely. Ask Ronika supports both sole proprietors and owner-managed corporations.

  • Many accountants/bookkeepers use Ask Ronika as a quick, reliable Canadian reference for client questions. It can save time and increase confidence when handling small business situations.

  • No problem. You get full access to the replay library inside your membership.

  • Yes, you can cancel your membership at any time.

    When you cancel, your access continues until the end of your current billing period (monthly or annual), and then your membership will not renew.

    • If you’re on a monthly plan, your access continues until the last day of your billing month.

    • If you’re on an annual plan, your access continues until your yearly renewal date.

    There is no minimum commitment, no contracts, and no reactivation fee if you choose to return later.

  • No. The membership provides guidance, tools, and support, but it does not replace full-service bookkeeping or tax filing.
    You can book a consultation (at a 35% discount) if you need 1:1 help.

  • Yes. If a question requires more detail or context than the tool can provide, I step in within 2–5 business days and answer your question in the community.

  • As much or as little as you’d like. Most members check in weekly, use the monthly webinar, and ask questions as needed.

  • Yes. Ask Ronika is specifically designed to be simple, practical, and easy to understand even if you’re new to taxes or bookkeeping.

Pricing

Monthly Membership

$49 per month (until December 31)

✔ Full access to Ask Ronika Clone (Get instant answers)

✔ Monthly live webinar + Q&A

✔ Private community to ask questions and interact

✔ Checklists, templates & guides specifically designed for business owners

✔ Masterclasses/webinar library

✔ 20% off one to one (private) consultations

annual Membership

$488 per Year (until December 31)

✔ Everything in the Monthly plan

✔ 30% off one to one (private) consultations

✔ Save $100 per year

✔ Lock in today’s annual rate

✔ Best value for long-term support

What Others Are Saying

I love Ask Ronika. It feels just like I'm asking the real Ronika. It's a great quick reference tool, rather than spending hours on Google or rifling through Ronika's reference materials, everything is ready instantly. I use it at least once a week, sometimes even more. Highly recommend to any Bookkeeper, Accountant or just folks who want help understanding Accounting concepts for themselves and their businesses

Vince Deiulis, Accountant and Small Business Owner

Ronika’s new membership community has completely shifted how I feel about navigating my financials. I actually feel empowered now—supported, seen, and not doing this work alone. It’s already giving me more confidence as a business owner, and I’m excited to tap into the wider community and keep growing from here.

Chelene Knight, Author/business owner at Breathing Space Creative

Ask Ronika is such an incredible tool - it is so easy to use, and you get answers to specific questions within seconds. I love using Ask Ronika because not only does it provide helpful answers with examples, but it also links to Ronika's incredible database of articles and resources, allowing me to get all of the information that I need. Most of all, it's comforting to know that I can trust a tool that was created by someone with so much experience, and that I'm accessing information that is tailored to my needs as a Quebec small business owner. Never did I think getting financial advice would be so easy! I can't recommend this tool enough.

Valerie Amyot, Life Coach and Solopreneur

About Ronika

Hi, I’m Ronika. I’m a CPA, and CFA, and the founder of Montreal Financial.

For more than 15 years, I’ve helped Canadian solopreneurs, freelancers, and small business owners understand the financial side of their business. Through consultations, books, courses, webinars, and now Ask Ronika, my goal has always been the same: to make accounting, taxes, and financial decisions easier and less overwhelming.

Over the years, I noticed the same pattern: business owners were searching for clear answers, but felt unsure, overwhelmed, or frustrated by conflicting information online. I kept thinking, “There should be a simple space where small business owners can ask one question and know they’re getting accurate, helpful guidance.”

That idea is what led to Ask Ronika — a place where you can get reliable Canadian-focused answers, learn through monthly training, and connect with others who are navigating similar financial decisions.

I specialize in working with:

  • Sole proprietors and owner-managed corporations

  • Self-employed professionals and freelancers

  • New business owners navigating their first year

  • Anyone who wants clear, practical guidance without jargon

If you’ve ever wished you had someone you could “just ask” when you’re unsure about a financial decision — that’s exactly why this membership exists.